Terms of Service

By using CostXray at costxray.com, you agree to these terms.

The service

CostXray is a free, browser-based tool that estimates the annual and 10-year cost of everyday spending habits. There is no account, no payment, and no obligation.

Educational purposes only

All calculators and content on CostXray are for informational and educational purposes only. Nothing on this site constitutes financial, legal, or investment advice. Always consult a qualified financial advisor before making financial decisions. Do not rely on CostXray outputs for binding financial decisions.

Accuracy

We make reasonable efforts to use accurate default values based on reputable sources. However, costs vary significantly by location, lifestyle, and time. CostXray is provided "as is" with no warranty of accuracy or completeness.

Acceptable use

You agree not to:

• Scrape or hammer the site with automated requests
• Attempt to exploit or compromise site security
• Use the site to mislead others (e.g. fabricated financial projections for fraud)

Limitation of liability

To the fullest extent permitted by law, CostXray and its creators are not liable for any financial or other damages arising from use of this site. Financial decisions are your responsibility.

Changes

We may update these terms. The date above reflects the latest revision. Continued use means acceptance.